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PPF Calculator

Max limit: ₹1,50,000 per year

Min 15 years. Extendable by blocks of 5 years.

7.1% Fixed
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About Public Provident Fund (PPF)

The Public Provident Fund (PPF) is a trusted, long-term investment scheme backed by the Government of India. It offers attractive interest rates and returns that are fully exempt from tax.

Key Features of PPF

  • Lock-in Period: 15 years. Partial withdrawals are allowed from the 7th year.
  • Tax Benefits: Investments up to ₹1.5 Lakh per year are tax-deductible under Section 80C.
  • EEE Status: Exempt-Exempt-Exempt. Principal, Interest, and Maturity amount are all tax-free.
  • Minimum Investment: ₹500 per year.
  • Maximum Investment: ₹1.5 Lakh per year.

How is Interest Calculated?

Interest is calculated on the minimum balance in the account between the 5th and the last day of each month. Therefore, to get maximum returns, it is advisable to invest before the 5th of any month. The interest is compounded annually and credited at the end of the financial year.

About the PPF Calculator India

The PPF Calculator India is a specialized financial tool designed to assist in accurate monetary planning. Whether you are budgeting, planning investments, or managing loans, precision is key. This calculator simplifies complex formulas into an easy-to-use interface, helping you make informed financial decisions.

How It Works

Our tool processes your inputs using standard financial algorithms. By instantly computing the results, it allows you to compare different scenarios without the need for manual spreadsheets or errors.

Why Use EzCalcy?

Disclaimer: Financial results are estimates for planning purposes only. Please consult a qualified financial advisor for professional advice.